Finance
Future Value Calculator: Project Investment Growth
Calculate future value of investments and plan financial goals.
Future value calculates what an investment today will be worth.
Formula
FV = PV × (1 + r)^n.
With Contributions
Each contribution grows via compound interest for the time invested.
Applications
- Retirement: 401(k) projection
- Education: 529 plan growth
- Business: Revenue forecasts
Key Factors
Higher rates, longer time, larger amounts, and frequent contributions all increase FV dramatically.
Frequently Asked Questions
What is FV?
Amount an investment will be worth at a future date given a rate of return.
Compounding effect?
Accelerates growth — returns on returns.
Adjust for inflation?
Use real rate (nominal - inflation) as discount rate.