Finance
Net Worth Calculator: Financial Health
Calculate net worth and track financial progress.
Net worth = Assets - Liabilities.
Assets
- Cash, savings, investments, retirement
- Real estate at market value
- Personal property at resale
Liabilities
- Mortgage, credit cards, loans
Tracking
Calculate quarterly. Trend matters more than any single number.
Averages by Age
Under 35: $15K. 35-44: $50K. 45-54: $100K. 55-64: $200K.
Frequently Asked Questions
Good net worth?
1× salary by 30, 3× by 40, 10× by 67.
Include home?
Yes at market value, but it is not liquid.
How often?
Quarterly. Monthly too volatile.